insurance department

Akash Srivastava April 2, 2018

An Interest-Sensitive Whole Life Insurance contract is also known as a "Current Assumption Life" policy. This is a fixed premium whole life policy that offers a guaranteed death benefit to age 100. This policy credits the cash value (nonforfeiture value) with the current interest rate (not guaranteed) that is normally comparable to the rates of […]

Akash Srivastava April 2, 2018

The number markings on precious gold jewelry are a bit of confusion to lots of people. We are generally used to seeing a karat or silver mark like this: 10K, 14K, 18K, Sterling, etc. The numbers mean the same thing. For 14k the number is technically 583 but most manufacturers adopted the European way and […]

Akash Srivastava April 2, 2018

If you are going to take an auto insurance policy, you need to know about the different types of coverage you can get, so that you are well informed before you take out the policy. Heres a list of coverage you can get with your auto insurance policy: Property Damage Liability Coverage – This coverage […]

Akash Srivastava April 2, 2018

Due to the economic recession that is biting hard, one major issue that is paramount on the minds of people is how to save costs. Automobile insurance happens to be one of the most expensive expenses that we need to make. With you laying hands on this article and reading it you will be provided […]

Akash Srivastava April 2, 2018

Commercial auto insurance policy can give you coverage for your fleet of vehicles and drivers (for you and qualified employees) against injury, loss or damage to vehicles or cargo, in addition to damage to other property. In general, it offers convenient, unified billing, and a whole lot of optional coverage to meet your firm’s expectations […]

Akash Srivastava April 2, 2018

Learning that you or your loved one has Alzheimer's disease is a frightening experience. Alzheimer's is a progressively worsening condition of the brain where a person goals who he is, who he knows and what he can do. As a person's Alzheimer's disease worsens, it becomes harder on the caregiver than on the patient. One […]

Akash Srivastava April 2, 2018

Imagine a sex life where regardless of how long it went for, or how hard you wanted to, you never reached orgasm. It’d be pretty frustrating, right? Sadly, that’s what about 70% of women go through every single day. Many men are waking up to the fact that their partner isn’t getting the sexual satisfaction […]

Akash Srivastava April 2, 2018

Most people in the state of Alabama feel that the cost of health insurance has gotten out of hand. In fact, it's so bad that fully 16% of all Alabama residents report that they can not afford to purchase any coverage at all. Fortunately there are steps that almost anyone can take that can reduce […]

Akash Srivastava April 2, 2018

Home owner insurance is protection you buy from an insurer to protect your house in the unlikely event it is damaged or destroyed. It allows you to transfer the risk associated with owning a home to the insurance provider and give you peace of mind that your most valuable asset is, your home, is protected. […]

Akash Srivastava April 2, 2018

For many people buying insurance is a no-brainer. What I mean is most people tend to think in limited terms about what insurance they really need. 98% of people who purchase insurance purchase whatever policy is recommended by the agent or by the policy seller. And a good 90% of those people have no idea […]