Month: March 2018

Akash Srivastava March 31, 2018

As we mentioned in the previous article, universal life (UL) was introduced in 1981-82, in response to a historically high interest environment and a consumer awareness of the value of self-directed investments because traditional insurance could not compete with short-term interest rates. Here are some characteristics as follow 1. Account Value The account value of […]

Akash Srivastava March 31, 2018

A new financial tool is now available for senior citizens. Life Insurance Settlements are quickly becoming a way for seniors to receive money from an under performing or costly life insurance policy. A life insurance settlement is the sale of a life insurance policy (whole life, term, universal life, etc.) covering the life of one […]

Akash Srivastava March 31, 2018

It may seem very complex and time consuming when you start to buy a life policy. But if you understand some simple basics, it can really be a very simple and satisfying process. If you have purchased the right type of policy, in the right amount, you will feel secure because you have protected your […]